Hello, recently I have been considering/contemplating how exactly to go about insuring a collection. Over the years as the collection has grown I have become concerned about "what happens if there is a fire". First off I would be devastated in loosing the collection to something like fire, but secondly the overall value would be a hard hit to the bank account as well.

Does anyone insure there items? Has anyone had luck with getting them to fall under the category of " contents within the house" ? when it comes to value its your word versus someone at the insurance office. I have looked at individual insurance on certain items, In Canada they need to be appraised first, then based on value they fall into a premium bracket. I did the math on a few helmets alone it would be about a $650-$700 annual bill to keep them insured.

Opinions on anyone else experiences please and thank you